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| Quality Credit Services is an organization built on a solid foundation, and is equipped to help anyone obtain better credit. If you are feeling helpless, we believe a clean slate and a new beginning can change your life. The Fair Credit Reporting Act does a lot for the consumer. We have assisted consumers in enforcing their rights under the Fair Credit Reporting Act and the Equal Credit Opportunity Act resulting in the removal or correction of inaccurate, misleading, erroneous, obsolete, and outdated information from their credit report. Quality Credit Services is proud to inform you of its Professional Services, designed to help and educate the consumer. We really can help you LEGALLY IMPROVE YOUR CREDIT RATING! Eighty percent of all adult Americans have negative entries on their credit reports. Recent studies reported in Consumer Reports, The Wall Street Journal, USA Today, and other major newspapers nationwide have found that almost 50% of individual credit reports contain errors serious enough to prevent the consumer from qualifying for loans and/or credit cards. You have legal rights under State and Federal credit laws. There is no reason for you or anyone else to suffer for 7-10 years because of inaccurate, misleading, outdated, obsolete negative or unverifiable information on your credit report. Credit Reporting Agencies use the “Color of the Law” (their own interpretation of the law) to collect personal and confidential derogatory credit information about people. Without your permission they sell if for a profit to anyone who will pay for it, often treading on your rights to privacy that America is renowned for. Negative information can be legally and permanently removed from your Consumer Credit Reports. Our job at Quality Credit Services is to improve your credit score to meet your credit needs.
Here’s Who Needs Us: Anyone anywhere needing or deserving credit today. Quality Credit Services will help you resolve your credit report to one that reflects the good person you are and not the bad experience you’ve had in the past. Anyone soon to be buying or refinancing a home. Experts in the mortgage industry rate credit as A, B, C, D, etc. If you have negative entries on your credit report, you will get a bad rating and end up paying as much as one to five percent more on your annual interest rate for the life of your mortgage. This could literally cost you thousands of dollars, to say nothing of all the hassles to get qualified. In addition, you will need a larger down payment. Anyone who is having trouble qualifying for a major credit card, buying a car, or financing or refinancing a home. Our service is not only set up to help you get rid of negative credit, but also to help you reestablish or establish positive credit as well. Our company is affiliated with several car dealerships, credit card companies, and over 30 mortgage companies. Many of these companies have agreed to provide free pre-approvals for those people who decide to use our service. This can be a great advantage and can save you hundreds of dollars in pre-approval fees. Anyone who has debts that they would like to settle. Our company provides a unique service that allows you to get rid of debts by settlement negotiation. We can literally get companies to settle debts for pennies on the dollar instead of you having to pay the full amount or filing a bankruptcy. In addition, we receive a letter from the credit or collection agency stating that when the settlement is paid it is to be removed from the credit report. The Greatest Myths About Your Credit |
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